I Have Been There
I've picked up the phone and been harassed by creditors saying, “So you really don’t want to pay your bills do you?” or telling me to “borrow the money from a friend or relative.” I've tried explaining to them that I'm doing my best and having a hard time putting food on the table. They didn't care. They wanted their money and were willing to be as rude as possible in their quest to get it. I've stopped answering the phone, cutting off not only the harassing debt collectors, but also my friends and family.
I've been there
I've tried to fight my way through debt, only to see things get worse. Even though I could ignore the phone calls, I couldn't ignore the lawsuit that was brought against me. I tried to, but a judgment was entered against me. As my neighbors looked on, the sheriff came to my house to inventory my possessions — and I didn't know how to stop it. The overwhelming had gotten worse. There was going to be a sheriff's sale. I've watched them prepare to take everything I own to pay the judgment that I owe.
I've been there
As my whole life reached the point of collapse, I've wondered what I was going to do. I didn't know. Although I was a practicing attorney at the time, I had yet to learn anything about debt relief. When I went to a bankruptcy attorney to try to stop the sheriff's sale, I came across an entirely new obstacle. With the financial mess I was in, how in the world would I be able to afford to pay a lawyer? I went to the bottom of the barrel and I ended up getting what I paid for: rude, abrasive and demeaning representation. My attorney gave me no options. He didn't have time to answer questions. He didn't return my calls. I was left feeling defeated and demoralized.
I know what you are going through
Eventually, I made it through and learned a lot along the way. I took my own legal career in a new direction, one dedicated to preventing people from ever having to go through what I went through. That's why my law office offers:
- Personalized attention, with clear guidance about all options
- Positive and respectful treatment at all times
- Responsiveness - All of your questions will be answered and concerns addressed
- Affordable payment plans
- A clear path to get you free of debt
Whether you are just discovering that you are in debt over your head or you have reached the point where your life is collapsing like mine did, the debt relief law firm of Harold Shepley & Associates can help.
Free Consultations | Payment Plans | No Travel Required
E-mail us or call us at 866-644-2690 to find out what our debt negotiation and bankruptcy law team can do for you. From offices in Somerset, PA, we serve people throughout Pennsylvania and across the country.
We help people avoid bankruptcy or file bankruptcy under the bankruptcy code, if necessary.










