Is This the Right Thing to Do?
Many people who come to us are torn between their beliefs and their need to get out from under the weight of debt. They are concerned about whether bankruptcy or debt negotiation is the right thing to do.
At the law firm of Harold Shepley & Associates, our lawyers believe the true goal of our debt elimination service is peace of mind. If the means used to accomplish debt relief cause you additional stress and conflict, we have not accomplished our goal. We are ready to engage in discussions about the morality of debt. We want to do what is right for you.
Consider This
When contemplating the morality of debt relief options, such as bankruptcy and debt negotiation, here are some important points to consider:
Are the creditors taking advantage of you? In many cases, we find that people are being charged incredibly high interest rates. Often, if not for the high interest, those people would have already paid back the amount they initially borrowed.
Will your actions hurt anybody? Most creditors are big businesses that thrive on making money off of people. They have means built in to compensate for any money lost by debtors going through bankruptcy or debt negotiation.
Isn't there something better you could be doing with your time and money? If you are deep in debt, chances are you are not giving much back to the church. After debt negotiation or bankruptcy frees up your time and income, you will be free to see that you are giving to the right place.
Our law firm was founded by attorney Harold Shepley, a Christian who has gone through the debt relief process firsthand. Like you, he experienced conflicts about the morality of debt. After careful consideration, he determined that the Lord would forgive him. He just needed to forgive himself. After completing the bankruptcy process, he made a point of tithing. He gives back his time and money to the church. He encourages his clients to do the same with their church or other charity.
Contact us today for a free consultation about your debt relief options. We would be happy to engage in further discussion about the morality of debt.
From offices in Somerset, PA, our team is available to serve people throughout Pennsylvania and across the country.
We help people avoid bankruptcy or file bankruptcy under the bankruptcy code, if necessary.
